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Some time ago, my mom and dad became victims of stroke just a year apart from each other. Sadly, their first day in the hospital was the last day they ever saw home. The services they required were expensive. We could have explored a reverse mortgage to help pay for in-home care but I wasn’t open to learning about it. As a result, the house was sold and lost was their hope of ever returning home.

My failure to consider all available options makes me passionate about what I do. For 10 years now, I’ve taught hundreds of people about how reverse mortgages work.  I listen to my customers and the stories behind their needs and goals. We take the time to explore how a reverse mortgage may help now as well as how it may impact them and their families in the future.

A reverse mortgage is a loan available to homeowners who are 62 years or older that enables them to convert part of the equity in their home into cash. If want to learn more about reverse mortgages, please call me at 753-9819.

My heart’s desire is to serve the Lord and be a blessing to others. Aloha.

Use our free Life Expectancy Set Aside (LESA) calculator to educate yourself on the amount needed to set aside funds to pay property charges, including homeowners insurance, property tax, and HOA dues. A LESA sets aside a portion of your reverse mortgage line of credit for the purpose of paying these future charges, giving you peace of mind. (Enter annual amounts.)* Legal

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Reverse Mortgage

Stability and success are important at every stage in your life. For those exploring the benefits of reverse mortgages, we understand that your families and your security are paramount. We provide quality, dependable customer care you can trust.

Buying a home

Open Mortgage also offers HECM for Purchase (H4P), which lets seniors 62 and older combine two financial transactions — a down payment with a reverse mortgage loan — to purchase a new home.

Refinancing a home

Take advantage of a lower rate that could reduce your monthly payment or change the term of your loan. Our outstanding customer service and commitment to provide transparent communications means that Open Mortgage makes your priorities our mission.

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